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Massachusetts Lottery Tax Calculator The main attraction of playing the lottery is that it gives you something for virtually nothing. Everything that the game discloses as a prize is given in full to the winners. If you split the rent with someone else, each taxpayer is entitled to the deduction for the portion of the rent that they pay. Prevents bad management of the money won. Just remember that playing the lottery is not the best way to make money, but it is a good way to keep your investments on track. If youre a Massachusetts resident, but you work for a company in another state that doesnt do business in Massachusetts or have a Massachusetts office, your employer may or may not withhold Massachusetts income tax payments from your paychecks. This is not an offer to buy or sell any security or interest. See Forte Investment Fund v. State Tax Commission, 369 Mass. MegaMillions Payout and Tax Calculator How to Use the Lottery Tax Calculator Forget about complicated tax calculations for your lottery winnings. $252,500.00 Salary Calculation, with Graph. Here are those that will take some of your winnings from you: Although it is possible to cross states to play other local games (e.g., you are from Florida and decides to play when in New York), you might want to consider the tax implications first. Richard Lustings Lottery Secrets is available for free on several websites and has received rave reviews from lottery enthusiasts. Its likely that you wont be able to use this money to repay debts or save for retirement. Since you will have to pay anyway, consider playing the best game in Italy, SuperEnalotto. It is not controlled by any third-party gambling operators. Directive 2: She cannot deduct the cost of the losing tickets to the extent of gambling gains because these costs are not incurred in a trade or business. After you are done, check out our guide on the best lottery prediction software for tools that will help increase your odds of winning - significantly. It runs the program on any device with Internet connectivity. ), The Lottery by Shirley Jackson Critical Analysis Create Your Own Odds Playing The Lottery (Simple System to Win Big! However, it is necessary to keep a record of wins and losses, including evidence and the tickets. The lump-sum payment is given all at once in exchange for giving up on a considerable part of the prize. In the event that you do win, you can also use our tax calculators and . You must include winnings from the Massachusetts state lottery and non-Massachusetts lotteries in your Massachusetts gross income. This is why you need to fill out a W-4 whenever you start a new job. Lottery winnings are not subject to the Social Security taxes in the United States, but they do count as ordinary income for the payment of federal and state income taxes. Enter household income you received, such as wages, unemployment, interest and dividends. ), How Do I Check Old Lottery Tickets Create Your Own Odds Playing The Lottery (Simple System to Win Big! Do this and Create Your Own Odds Playing The Lottery Just Like 13,597 People Did. Understanding how taxes are applied in the United States is useful for both residents and non-residents of the American country. The opportunity cost is too high to overlook this. 10% tax if you stay at least 184 days a year in the country; Retailer fees on winnings between 100 and 500; You will receive the prize all at once. Net Payout: The remaining prize awarded to a winner after federal and state taxes are applied. Many people have become addicted to this feature and end up spending tons of money trying to win. Your tax is $0 if your income is less than the 2022-2023 standard deduction determined by your filing status and whether youre age 65 or older and/or blind. For example, large charitable donations can be written off, meaning reduced tax liabilities. If you win more than 40,000, or basically any jackpot, you will have to leave 20% of the total prize to the Spanish government. If you make $70,000 a year living in Massachusetts you will be taxed $11,448. There are also some obvious disadvantages of playing the lottery. $17,500.00 Salary Calculation, with Graph. Please include your phone number. If you earned less than $8,000 during the 2021 tax year, you dont have to file a Massachusetts tax return. $195,000.00 Salary Calculation, with Graph. The Numbers Game has been played for 46 years. Part A income is comprised of interest, dividends, and net capital gain, other than interest and dividends from savings deposits in Massachusetts banks. What happens if a winner dies before collecting all the annual payments due? Calculate your lottery lump sum or annuity payout using an online lottery payout calculator or manually calculate it yourself at home. While youre rich, youll need to be careful not to change your life too drastically once youve won the lottery. In addition to the high jackpots, playing the lottery also involves a large opportunity cost. Thus, a Massachusetts taxpayer may deduct wagering losses to the extent of winnings, but only if the wagering activities of the taxpayer constitute a trade or business. No Massachusetts cities charge their own local income tax. Its not impossible to do this. They dont realize that they may, Read More The Lottery by Shirley Jackson Critical Analysis Create Your Own Odds Playing The Lottery (Simple System to Win Big! This varies across states and can range from 0% to more than 8%. You will also have to pay state taxes plus any applicable local taxes. Therefore, Taxpayer Davis may not deduct the cost of the losing lottery tickets on her Massachusetts return. This marginal tax rate means that your immediate additional income will be taxed at this rate. As a foreigner, you can enjoy games like Powerball Australia and Oz Lotto. If you can find the winning numbers in these categories, youll have an excellent chance of winning. reduce returns). There are many lottery secrets available online that you can use to increase your chances of winning the jackpot. $175,000.00 Salary Calculation, with Graph. While you can get valuable information from his book, it is worth noting that the majority of these tips are available for free online. The U.S. federal taxes deduct 24% or 30% from the prizes won by residents and non-residents, respectively. The More tax/payout calculators: Powerball / MegaMillions. One thing that doesnt change, no matter where you live in the country, is FICA tax withholding. The total amount cant exceed $750 per person. To be more effective, try to group your resources together. Calculate the taxes in the country of the lottery first if you are playing overseas, and use the after taxes amount to eliminate your home taxes as well. This marginal tax rate means that your immediate additional income will be taxed at this rate. However, the lump-sum payment might reduce the total prize even up to 20%. You should also fill one out anytime your filing status changes or you experience a big life change, like having a child. >>> Winning the Lottery is Based on This [7 Time Winner Tells All], >>> Ordinary Guy Retires After Winning The Lotto 7 Times (Click Here). Winning secondary prizes that give you up to 500 will not incur in taxes, but anything above 100 and up to that amount might result in small retailer fees. Lump Sum Option:Payment scheme wherein a one-time payment is immediately awarded to the winner. Are you sure you want to rest your choices? In summary, we brought the pros and cons of both options: Best for short-term plans and investments. The money you spend on tickets could be better invested in your business. Tax Tip: Before you receive one dollar, the IRS automatically takes 25 percent of your winnings as tax money. How to Use the Lottery Tax Calculator for Lump-Sum Payments? Commissioner of Revenue. In fact, the amount disclosed as the jackpot prize is only applicable to the annuity option. Consistent income for up to three decades. We've created this calculator to help you give an estimate. Add the total value of the prize and keep the length as "1", as in one single payment. You may also request a reprint of the W2G form by downloading and completing the document attached to this article. We do not manage client funds or hold custody of assets, we help users connect with relevant financial Theres a lot of information on how to win the lottery. Lump-Sum or Cash Option:Payment scheme wherein a one-time payment is immediately awarded to the winner. Thus, Massachusetts taxpayers must include lottery winnings in Massachusetts gross income. I.R.C. Massachusetts charges an estate tax on estates worth over $1,000,000. Similar to the United States, low lottery winnings are not charged in Italy. This is because investing will give you a higher return and will ensure that you dont waste it. Many people have become addicted to this feature and end up spending tons of money trying to win. However, since federal law taxes the gain from gambling, Taxpayer Davis may reduce her winnings by the amount paid for the winning ticket. In fact, many people lose their savings if they win the lottery. The program works with a patented algorithm to analyze this data and turns lottery games into strategic games. It lays out the important information about rates and the different kinds of loans you will be deciding between. You will also pay state taxes that can sometimes amount to over $50,000. The lottery is the perfect way to make money, but you should be responsible when playing. You can just give your employer your W-4 and leave it at that. However, if your Lottery prize is greater than $5,00 Due to the volume of requests for tax form information, the Lottery has a dedicated phone line for all tax-related inquiries. Getting Into Stanford Lottery Overview Getting Into Stanford Lottery The main attraction of playing the lottery is that it gives you something for virtually nothing. Consequently, gambling gains are Part B income, taxed at 5%. Click to view a salary illustration and print as required. If you opt for an annuity prize, make sure to specify the number of years, or leave it as 1 if you opt for a lump sum. What is the federal tax rate on Mega Millions? This software will show you how to pick numbers and increase your chances of winning the jackpot. Spain has great lottery games like La Primitiva and El Gordo, but players of big winnings should be aware of its taxes. The state income tax is charged at a flat rate of 5%, and the sales tax is charged at a rate of 6.25%. If you haven't bought your tickets yet and are wondering what the odds of your winning are, you can use our Lottery Odds Calculator or geek out and dive into the math behind Powerball Odds or Mega Million Odds. Massachusetts State Sales Tax. Our income tax calculator calculates your federal, state and local taxes based on several key inputs: your household income, location, filing status and number of personal exemptions. $220,000.00 Salary Calculation, with Graph. Enter your Gross Salary and click "Calculate" to see how much Tax you'll need to Pay, Filing Status: Your average tax rate is 11.67% and your marginal tax rate is 22%. $157,500.00 Salary Calculation, with Graph. A $1 million prize will also put you in the highest tax bracket with a tax rate of 37%. The software analyzed historical data from thousands of winning numbers and compared them against each other. Finally as an added feature, our tool also breaks down the annuity option into a handy payout schedule so you know how much annual payment you will receive per year. $250,000.00 Salary Calculation, with Graph. With this software, youll know exactly which numbers to play and how to use it to increase your odds. Does the Lottery send me a withholding statement (W-2). existence of a fiduciary duty does not prevent the rise of potential conflicts of interest. California, Indiana, Oregon, and Virginia, Kentucky, Michigan, Ohio, Pennsylvania, and Wisconsin, Illinois, Indiana, Michigan, Ohio, Virginia, West Virginia, and Wisconsin, Pennsylvania, Virginia, Washington, D.C., and West Virginia, Illinois, Indiana, Kentucky, Minnesota, Ohio, and Wisconsin, Indiana, Kentucky, Michigan, Pennsylvania, and West Virginia, Indiana, Maryland, Ohio, Virginia, and West Virginia, Kentucky, Maryland, Pennsylvania, Washington, D.C., and West Virginia, Kentucky, Maryland, Ohio, Pennsylvania, and Virginia, Illinois, Indiana, Kentucky, and Michigan. Your employer also matches that contribution. We and our partners use data for Personalised ads and content, ad and content measurement, audience insights and product development. Your prorated tax exemption is your personal exemption adjusted for your percentage of your Massachusetts income compared to your total gross income from all sources. Specials:Lottery Software Free Lottery Sites Lottery Betting Sites Lottery Glossary, Tools: Lottery Tax Calculator Lottery Odds Calculator Horoscope Lucky Numbers Lottery Numerology Predictions, About |Contact us | FAQ |Sitemap | Privacy Policy | Terms and Conditions. The table below shows the payout schedule for a jackpot of $161,000,000 for a ticket purchased in Massachusetts, including taxes withheld. In addition to wasting time and money, youll also be devoting a large amount of your income to gambling. $77,500.00 Salary Calculation, with Graph. That goes for both earned income (wages, salary, commissions) and unearned income (interest and dividends). You can also make a smart decision if you want to play responsibly. An example of data being processed may be a unique identifier stored in a cookie. Don't Calculate State TaxAlabamaAlaskaArizonaArkansasCaliforniaColoradoConnecticutDelawareDistrict Of ColumbiaFloridaGeorgiaHawaiiIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevadaNew HampshireNew JerseyNew MexicoNew YorkNorth CarolinaNorth DakotaOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVermontVirginiaWashingtonWest VirginiaWisconsinWyoming. $232,500.00 Salary Calculation, with Graph. Your average tax rate is 21.7% and your marginal tax rate is 35.0%. Since lottery winners dont know who they are, many are tempted to spend the money on unproductive activities. In applying this Directive, however, the effect of subsequent legislation, regulations, court decisions, Directives, and TIRs must be considered, and Department personnel and taxpayers may rely upon this Directive only if the facts, circumstances and issues presented in other cases are substantially the same as those set forth in this Directive. 16% tax + flat fee of RON 667.50 on winnings from RON 66,750 to RON 445,000; 25% tax + flat fee of RON 61,187.50 above RON 445,000. If you own a residential property in Massachusetts and paid to remove or fix a lead paint issue, you may be eligible for a tax credit, provided you complied with state laws. The internet is a fantastic source of entertainment and you dont have to leave the comfort of your home to enjoy the thrill. There are many books about this method, and reading them will increase your chances of winning. Please note that in some cases, you might have to pay additional taxes. Maximum Possible Sales Tax. $245,000.00 Salary Calculation, with Graph. In addition, you can estimate the taxes levied on the lottery annuity payments and follow the annuity balances in detail over the given annuity term. Yes Number of cities that have local income taxes. You can fill out Form M-4 and give it to your employer to indicate withholding exemptions. )Continue, What Is the Theme of the Lottery Overview What Is the Theme of the Lottery The main attraction of playing the lottery is that it gives you something for virtually nothing. Many people have become addicted to this feature and end up spending tons of money trying to win. It might take time to become a millionaire. G.L. Continue with Recommended Cookies. Write the percentage tax and press Calculate. $57,500.00 Salary Calculation, with Graph. Massachusetts Lottery Tax Calculator. In 25 years, you can get as much as $6,000; and over 50 years, it can be as much as $12,000! After deciding where you will have the best odds and fewer losses to taxes, do not forget to give preference to the reviewed the bestlottery websites for your safety. You must also pay any remaining federal taxes, state taxes (rate varies per state), plus applicable local taxes. $247,500.00 Salary Calculation, with Graph. Suggestions are presented as an open option list only when they are available. These revisions primarily affect those adjusting their withholdings or changing jobs. When you fill out a W-4 form, you indicate your marital status, state whether youre exempt from income tax withholding and more. How would you rate your experience using this SmartAsset tool? The lottery tax calculator is free to use. Although far lower than the federal taxes, state taxes are applied on top of those and might represent a large loss for some winners and nothing for others. contact the Massachusetts Department of Revenue, Directive 86-24: Lottery Winnings; Lottery Tickets. In order to determine an accurate amount on how much tax you pay, be sure to incorporate any deductions that you are receiving. Typically, large prizes are taxed even before winners receive the money. Tennessee Lottery Results & Facts South Carolina Lottery Results For 2022, individuals under 50 could contribute up to $20,500 (up to $30,000 if youre age 50 or older). If there are any taxes applied in your country to winnings in other countries, carry out the same process, now with the adjusted prize and your local taxes. Join our mailing list to receive the latest news and updates from our team. $60,000.00 Salary Calculation, with Graph. $7,500.00 Salary Calculation, with Graph. Out of it are states without lotteries, namely Alabama, Alaska, Hawaii, Mississippi, Nevada, and Utah. $130,000.00 Salary Calculation, with Graph. If you win more than $600 the payer must give you a Forms W-2G when you receive your winnings. Please change your search criteria and try again. Higher risk of not managing all that money correctly. Thanks to our simple tool, you only need to enter a couple of variables and check out your tax. People who play the lottery often ignore the opportunity cost. $235,000.00 Salary Calculation, with Graph. To report your Massachusetts income (and to be eligible for a refund from the Massachusetts Department of Revenue) you must file a non-resident income tax return in Massachusetts. Players who win prizes in Australia do not have to pay taxes. Massachusetts offers tax deductions and credits to reduce your tax liability, including a rent and commuter deduction, as well as tax credits for income tax paid to another jurisdiction. Read More Getting Into Stanford Lottery Create Your Own Odds Playing The Lottery (Simple System to Win Big! $155,000.00 Salary Calculation, with Graph. $152,500.00 Salary Calculation, with Graph. Do lottery winnings count as income? ) or https:// means youve safely connected to the official website. This number is based on the funds in the prize pool (including all prior rollovers), expected ticket sales for the next drawing, and current market interest rates. $217,500.00 Salary Calculation, with Graph. As long as playing the online lottery is legal in your country, you can play lottery games from all around the world. (optional). This number is based on the funds in the prize pool (including all prior rollovers), expected ticket sales for the next drawing, and current market interest rates. Dorchester MA 02125-3573. c. 62, 2(a). However, it is unlikely that youll make a profit from this habit if you dont decide to quit. $50,000.00 Salary Calculation, with Graph. . They dont realize that they may not even receive their, Read More Lottery Numbers Results New York Create Your Own Odds Playing The Lottery (Simple System to Win Big! Some page levels are currently hidden. c. 62, 2(b)(2). Therefore, to be sure, take a look at your local regulation in that regard. >>> The Odds of The Lotto Are Changing With These Tricks!? $240,000.00 Salary Calculation, with Graph. Schedule A. The total value of all payments is equivalent to 100% of the advertised jackpot. If you are new to the lottery, you can read a lottery secrets book to learn more about the game. If you, your spouse, or your dependent attend a qualifying two or four-year college to obtain a degree, diploma, or certificate, you may deduct any tuition costs that exceed 25% of your Massachusetts AGI. is in violation of the regulations of this system. FREE DOWNLOAD! Massachusetts gross income is divided into two classes, Part A income taxed at 10% and Part B income taxed at 5%. $90,000.00 Salary Calculation, with Graph. If you value your privacy, you should decline such requests. Many people have become addicted to this feature and end up spending tons of money trying to win. Our calculator has recently been updated to include both the latest Federal Tax Rates, along with the latest State Tax Rates. Massachusetts Lottery Tax Calculator Overview Massachusetts Lottery Tax Calculator The main attraction of playing the lottery is that it gives you something for virtually nothing. $80,000.00 Salary Calculation, with Graph. This calculator estimates the average tax rate as the state income tax liability divided by the total gross income. Modified on: Tue, Jul 21, 2020 at 2:07 PM. advisors. You're expected to pay the rest of your tax bill on that prize money when you file your return. Play the lottery online with official tickets! administrators. Adviser or provide advice regarding specific investments. This software is easy to use and analyzes statistical data in a matter of minutes. Income tax returns must be filed every spring, but income taxes are also paid all year round. This will prevent long-lost friends and family members from approaching you and asking for handouts. Average Retirement Savings: How Do You Compare? Instead of charging lottery taxes on winnings according to their size, Russia prefers to apply an approach that considers the time spent in the country. It's a quick and easy way to discover the value of your final payout, as the tax analysis is carried out for you at the touch of a button. Richards Lottery Secrets is a gimmick promoting his own software. Add the total tax rate of the lottery country and calculate. $225,000.00 Salary Calculation, with Graph. Permission and instructions to access this system can be obtained from the SmartAsset access control This breakdown will include how much income tax you are paying, state taxes, federal taxes, and many other costs. These payments are graduated meaning they increase by 5% each year to account for inflation. Failure to do so could result in filing these taxes wrongly, and thus landing you in trouble. Canadians take everything home when they win prizes in games like Lotto 6/49, with a minimum jackpot starting at CAD 5 million. Save up to 20% on lottery tickets with the TheLotter VIP club. If a person is retired or on Welfare or Social Security, how will winning the Lottery affect them? Save up to 20% on lottery tickets with the TheLotter VIP club. Use the lottery annuity calculator (also a lottery payout calculator) to see how much money you would receive if you opt for lottery annuity payments! The lottery is one of the best ways to invest your money. Overview of Massachusetts Taxes. Unfortunately, we are currently unable to find savings account that fit your criteria. Get In Touch With A Pre-screened Financial Advisor In 3 Minutes. No Massachusetts cities charge their own local income tax. If youre a nonresident with an annual gross income of more than either $8,000 or the prorated personal exemption (whichever is less), youre required to file taxes in Massachusetts. 2023 Forbes Media LLC. Assuming you beat the odds and match the draw perfectly, federal and state laws require that a sizable portion of your prize money goes towards taxes. The state has the choice to impose additional taxes, for example, if you win the lottery in New York you pay an additional 8.82% tax. An official website of the Commonwealth of Massachusetts, This page, Directive 86-24: Lottery Winnings; Lottery Tickets, is. Texas has chosen to add 0% additional taxes to lottery winnings. I.R.C. That means that your net pay will be $43,085 per year, or $3,590 per month. You may also be able to shelter money from taxes by enrolling in a commuter benefits program or by authorizing payroll deductions for contributions to a 529 college savings plan. However, staying less than that result in a harsh tax of 30%. SmartAsset does not review the ongoing performance of any Adviser, participate in the management of any users account by an Adviser or provide advice regarding specific investments. 1. Here's a quick guide on how to use our lottery tax calculator: $187,500.00 Salary Calculation, with Graph. Advertised Jackpot: The total payment a winner would receive should they choose the annuity option for any given drawing. Lottery Calculator. But if your information is the same on both your M-4 and W-4, you dont have to fill out the former. The most you'll be taxed for 2022 is 37% for any amount over $539,900. A Finance department representative will contact you regarding your inquiry. Current Powerball Jackpot Saturday, Mar 04, 2023 $161,000,000 Federal Tax Withholding (24%) Select your filing status. Also, we separately calculate the federal income taxes you will owe in the 2020 - 2021 filing season based on the Trump Tax Plan. $227,500.00 Salary Calculation, with Graph. After all, it can make the difference between success and failure. The lottery prizes may be taxable in Massachusetts! Why not check out our recommended sports betting sites and online casinos for something a little different. )Continue, Vietnam War Draft Lottery 1971 Overview Vietnam War Draft Lottery 1971 The main attraction of playing the lottery is that it gives you something for virtually nothing. Listed below are eight of the most popular lottery secrets. After checking the tax applicable to your country, indicate the total prize on the lottery tax calculator. Both forms have a line where you can write in an additional dollar amount to withhold from each paycheck. This will ensure that you are not sharing the jackpot with several other winners. $145,000.00 Salary Calculation, with Graph. Our Mega Millions calculator takes into account the federal and state tax rates and calculates payouts for both lump-sum cash and annual payment options, so you can compare the two. On the other hand, receiving the total prize in annuities might not make you rich from day to night, as you will get a small portion every year. c. 62, 2(b)(1). SmartAsset Advisors, LLC ("SmartAsset"), a wholly owned subsidiary of Financial Insight Technology, is registered with the U.S. Securities and Exchange Commission as an investment adviser. In the end, playing the lottery is a great way to spend your money. You can file a new W-4 or M-4 and request a specific dollar amount of additional withholding from each paycheck. Considerable reduction of the total prize. Its up to you to negotiate this with your employer. $140,000.00 Salary Calculation, with Graph. This page is located more than 3 levels deep within a topic. The total value is approximately 61% of the advertised jackpot. During the current taxable year, Davis spent $390 on these tickets. On the IRS website, you can obtain the tax form of number 1040 and indicate your losses, as long as your deductions do not exceed your income from all forms of gambling. ("Adviser(s)") with a regulatory body in the United States that have elected to participate in our matchin These payments are graduated meaning they increase by 5% each year to account for inflation. $132,500.00 Salary Calculation, with Graph. Do not forget to use the lottery tax calculator for both annuity and lump-sum payments. Its easy to implement and saves countless hours of research. Our guides and reviews are intended to be informative and not as legal advice. Summary. Mathew believes listening to the customers needs is a top priority. What is the tax rate for lottery winnings? $150,000.00 Salary Calculation, with Graph. If youre already living well within your budget, consider increasing your contributions to tax-advantaged accounts like a 401(k), HSA or FSA. Email me: What is the Tax Rate for Lottery Winnings? Tax Calculator Use the tax calculator below to calculate how much of your payout you would be taking home following the respective federal and state taxes that are deducted. Copyright 2022 | Lottery Critic. Please do not include personal or contact information. Top Prize Lucky for Life Drawing Today, 10:38 pm Est. You can claim the smaller of 15% of the net expenditure for the renewable energy source property or up to $1,000. Just enter the amount you have won and select your state. If you need assistance, please contact the Massachusetts Department of Revenue. On the other hand, the annuity option awards the winner with the full amount or 100% of the jackpot starting with one initial payment, followed by annual payments over the next 29 years. Your tax bracket may also go up when winning a large amount. In addition, you can also invest in an attorney to protect your assets. $25,000.00 Salary Calculation, with Graph. Violators can and will be prosecuted to the full extent Massachusetts state tax on lottery winnings in the USA Federal Tax: 25 % State Tax: 5 % Michigan state tax on lottery winnings in the USA Federal Tax: 25 % State Tax: 4.25 % Federal Tax: 25 % State Tax: 7.25 % Federal Tax: 25 % State Tax: 0 % Missouri state tax on lottery winnings in the USA Federal Tax: 25 % State Tax: 4 % All you need to do is select a reliable lottery website and start winning big. Play the lottery online with official tickets! There is no need to travel to the nearest lottery hall to participate in the draw. $115,000.00 Salary Calculation, with Graph. Having been the VP of Marketing in a few startups in the fintech industry, he later found his interest in lottery games to join Daniel to drive this initiative.