0000002823 00000 n New comments cannot be posted and votes cannot be cast. endobj A balance transfer does not happen automatically. Damaged or defective myki smartcards can be replaced for free on the spot at a PTV Hub. This is why I don't keep much money on transport cards. Cookie Notice Metro Trains: Ripped Off - See 175 traveler reviews, 73 candid photos, and great deals for Melbourne, Australia, at Tripadvisor. How does sending them a letter telling them to transfer the money make a difference then if they don't have my card? I had previously thought I would do the 84 months at 5.99% or whatever it is, but now I am thinking I should use the 24 month deal and then do a balance transfer to another card if I don't . A ticket number is a unique 15-digit number for every myki (Mobile myki and physical). For each transfer: 3% intro fee ($5 min) in first 60 days, after that 5% ($5 min) 670. FAX?! You could pay less interest by transferring balances from other higher-rate credit cards to a Wells Fargo Credit Card. In order to touch on, there is only one condition that must be met: a myki money balance of $0.00 or more. Check that NFC is enabled on your phone. Myki replaced the Metcard ticketing system and became fully operational at the end of 2012.. Manage another person's myki Photo: 10255185_880/Getty Images. I recently upgraded my phone but apparently now when I go to Google Pay, I have to purchase a new card. 0000003206 00000 n 0000003374 00000 n Most of my travels are in the free tram zone and Im sydney based, so its taking me forever to spend the initial credit that was on the card when purchased (I think it was $30). It seems pretty archaic having to fill out a form and send it in for a replacement Myki. This resets the fare expiry and gives you more time to complete your journey. endstream Privacy Policy. <>/BS<>/F 4/Rect[309.25 205.16 568.9 217.81]/StructParent 4/Subtype/Link>> 0000000016 00000 n If your card provider sends transaction-related notifications via email or text messages, you may expect to receive one when your balance transfer is approved. I don't know anyone who has actually ever had to transfer their balance Myki mailboxReply paid 4318Melbourne Vic 8060, On the online replacement / reimbursement form. 0000001606 00000 n Your original go card will be cancelled immediately and cannot be used for further travel. Most balance transfers with Chase process within a week. 216 0 obj For example: replacing a full fare myki with another full fare myki, or a student concession myki with another student concession myki, or a seniors concession myki with another seniors concession myki. It takes longer to get through the platform barriers than it did under Metcard, They are very old barriers retrofitted to work with myki, Because it was made by some pollys mate who probably still uses cheques to pay for shit. 0000001755 00000 n My original myki became faulty and I replaced it at Flinder St station, but they forgot to transfer my balance across. All myki smartcards expire after four years. You can report your registered myki smartcard as lost or stolen by: Your lost/stolen registered myki can be replaced on the spot at a PTV Hub. 187 0 obj 2. 0000002274 00000 n 0000013222 00000 n My child lives in the region, so I was able to order a new card, have the balance transferred from expired car to the new card, and the new card has been delivered via . Learner permit or driver test. If you're entitled to these additional benefits, you can access them by using your myki smartcard. What is Identity Theft & Credit Card Fraud and How to Protect Yourself? To transfer any funds from your existing myki to Mobile myki you'll need to deactivate the existing card. These are the eight most commonly purchased myki Passes. %PDF-1.5 % Assume that your new card charges a 3% balance transfer fee. Balance transfer fees may apply. The poor guy was really nice about it and I also feel horrible for being angry at the call centre staff and if you saw an angry young man in a suit on the Sandringham line that was me. You can also update it there if youre not on the latest version. How to Add Authorized Users & Employee Cards on a Business Credit Card? When myki was first rolled out in 2010, it was more than $500m over budget and behind schedule. Tap Travel Card. Sorry, the Seniors Card program cannot replace lost myki cards. No wonder the thing cost more than a billion dollars. I still don't understand why though - what is the technology required to do this? *Rates, fees or bonuses may vary or include specific stipulations. JavaScript must be enabled to use this site.We're sorry for any inconvenience. Transferring a credit card balance is relatively easy, but you need to follow a few steps. What is the best low interest credit card? You'll need to buy and top up a new Mobile myki. Im sure Myki could add this capability to their website if they cared to. To transfer Myki you need to deactivate the myki card and move to the new device. The costs of a balance transfer. According to the Fares and Ticketing Manual (ptv.vic.gov.au) If you have outstanding balances on multiple credit cards, you may want to consider consolidating this debt by getting a single balance transfer card. xref What are the best business credit cards for cash back? I have a card with $19.90 on it. If you use an Australian Mastercard/VISA card to purchase and top up your Mobile myki, you can get a refund via the PTV website, PTV call centre or PTV Hubs. To complete these transfers for the entire amounts on both cards, you will need an available credit limit of at least $9,270 on your new card. The time it takes for a credit card balance transfer to go through depends on the card issuer thats responsible for handling the transfer, either directly or by sending you a check. Yes. xen0. Select the 'Activate' option. Got a replacement at Cheltenham station and balance including auto top-up from 2 minutes before was transferred to new card. For more information, visit the V/Line website. If you have Mobile myki you can set Auto Load via the Google Pay app. There are three ways to replace lost or stolen myki cards: 1. If you'd like to buy a myki Pass for a different day duration, you can do so via the PTV website. I was told that when I made a new card I would be able to transfer the money across. Only Mobile myki has the ability to charge you a fare via a myki device. Well they've had plenty of time to roll out a fix, but obviously are not interested and prefer to keep the money. It's the replacement of my old Yearly Pass card, originally bought for travel in 2020, but barely used. You can use the ticket number to register your myki or if you require a refund. They are good for people who use transport frequently. logging into your myki account calling us 1800 800 007 Visiting a PTV Hub Your lost/stolen registered myki can be replaced on the spot at a PTV Hub. To do so, you have to block your existing Myki card (annoying, we know). For more information, visit the V/Line website. WalletHub editorial content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any company. The process begins when you submit a balance transfer application. You paid down debt, which means you won't have to pay interest on previous balances going . It lets you set a minimum balance and your myki will automatically top up with the amount you choose. I searched everywhere. I have my most recent card that has $6.54 on it. If you get a 0% balance transfer offer on a new credit card, with a one-year promotional period, then you can move your $5,000 . There must be hundreds of thousands of Myki card balances in this situation, if not millions. 0000004362 00000 n If your myki card is registered, call 1800 800 007 or visitptv.vic.gov.au. Now that you know how to transfer balances on credit cards, determine if going down this road might work well for you. an_square_one 11 yr. ago On Friday Martin. Meticulous in his research, he provides accurate and up-to-date information. Online at Public Transport Victoria website . Mobile myki only allows eight myki Pass types to be purchased via the app: 7-day, 28-day, 30-day, 31-day, 35-day, 40-day, 60-day and 365-day. Pay down this card's balance quickly to improve your credit. A balance transfer can give you the flexibility to: Pay off high-interest balances Paying off a balance transfer is a huge accomplishment and will positively impact your financial future. How long does it take to process a balance transfer from another company? Learn more about auto top up. What are Your Rights as a Credit Card Holder? 8:35pm Feb 8, 2020. A lost or stolen Date-to-Date ticket can be replaced with a duplicate ticket at the issuing V/Line station, once you complete a V/Line Passenger Refund Application Form. What are the best student credit cards for cash back? Visitors can give their myki card to charity by posting it in one of the donation boxes at Southern Cross Station's SkyBus terminal or Station Pier. If you're undertaking a factory reset, software update or uninstalling and reinstalling Google Wallet, you'll need to take the following steps first: Victoria State Government Department of Transport, Disruptions on the Cranbourne and Pakenham lines, Refunds, compensation and replacement tickets. The call centre staff member told me "we're not a financial institution so it's not that simple". PTV does not have any access to any information within the Google Wallet app. Which I obviously don't have because it is lost. My Myki expired and had like $6 on it, i went to ticket booth, was given a new myki and they transferred the balance from the old card whilst I waited, took less than a minute. Now, on the form it says I need the card to be re-imbursed. hbbf`b``30 ap You can replace your ticket if its expired, damaged or defective. 0000004886 00000 n endobj Press question mark to learn the rest of the keyboard shortcuts. A balance transfer can help you save money by moving high-interest debt on one credit card to a card with a lower interest rate or an introductory 0% APR offer.When you shift a balance to another . Auto-load is the same as auto top up. This will allow you to deactivate your Mobile myki. If you require a replacement Free Travel Pass, visit us at the PTV Hub at Southern Cross Station or call us on 1800 800 007, Refunds, compensation and replacement tickets, Victoria State Government Department of Transport, Disruptions on the Cranbourne and Pakenham lines, Making a change to your myki due to coronavirus (COVID-19). The balance of any myki pass or myki money will be transferred to your new card five (5) days after your current myki card has expired. Only needed to log on and change auto top-up to new card. MoneyGeek experts have narrowed down on the best balance transfer cards by relying on the company's unique ranking methodology. <<71A2449DD11DB2110A0003F7900591FF>]/Prev 491244/XRefStm 1429>> They're talking bullshit. How balance transfers work This makes it cheaper to forfeit the money, which becomes an unearned source of revenue for Myki. With my shitty luck I ended up losing this one at work (someone saw it on the ground but we assume the cleaners picked it up) so I called Myki, asked them if I could order a replacement. I was pretty shitty at this point so I called up again, was told that I could fill out the form and give it to the station customer service desk and they could sent it in (saves me a trip to the post office to get an envelope). This will let you manage your myki as you would a physical myki card. How Prepaid Cards Work & Why You might want one? It appears as a "Approved Level 2" request on my myki account on the website. Your card provider holds the right to approve or deny your request for a balance transfer. However, this is not the exact amount you may transfer from other cards because you also need to account for balance transfer fees. If the card is unregistered you cannot recover the myki money. You can register either when you buy your myki, or at a later date. 1. The process begins when you submit a balance transfer application. Step 3: Review Card Offer Terms. 0000011139 00000 n If your registered myki card is lost or stolen, you can have your myki card replaced at any PTV Hub with the balance transferred within 7 days. Whats the Difference between Business vs. Corporate Credit Cards? The primary benefit of a 0% balance transfer credit card is the 0% introductory APR offer. MoneyGeek experts analyze the spending trends of Americans by relying on data provided by the Bureau of Labor Statistics (BLS). But what if the amount is comparable to or less than the postage? Auto-load is the same as auto top up. 0000012144 00000 n Wallethub doesnt charge for this service. Rajiv Baniwal is a journalist who has been covering financial topics for over 15 years. Licences. 0000003801 00000 n Posting by mobile so you can find it yourself ;-). How does credit and credit cards work for students? You may be using an older version of Google Wallet. Remember that the total amount you transfer needs to remain less than the available credit limit of your new card. Only reserved V/Line paper tickets and Date-to-Date tickets can be replaced if lost or stolen. Get up to 5% cashback in rotating and newly added everyday categories. JavaScript must be enabled to use this site.We're sorry for any inconvenience. We can only see Mobile myki information if you register your Mobile myki viaRegister your myki. From the pop-up options, select 'Deactivate'. Tell us how much you're transferring and which card you're transferring from - make sure you have your card details to hand. Buy a Myki card; Top-up a Myki; Traffic accident reports Traffic accident reports child pages. You can transfer the balance from one credit card to another by following these steps: Select the Plus icon (+) on the Toolbar. <>/BS<>/F 4/Rect[26.1 186.97 137.65 203.87]/StructParent 3/Subtype/Link>> Enter your cell phone number and well send you a link to install the WalletHub app. You need to submit a balance transfer application that is subject to approval. 0000005223 00000 n https://www.ptv.vic.gov.au/t ickets/refunds-and-replacements/#loststolen This may also be an anti money laundering thing. Any other travel benefit such as free weekend travel isn't available at this time. I plan to use my boyfriend's Lowe's card for 24 months 0% financing on a huge purchase. To check if you're eligible to travel on a concession myki, see Concessions and free travel. Transfer your balances to the card with the best offer or your new card. You can also see your myki Money balance, myki Pass expiry and last 10 transactions on a myki machine, Quick Top Up or myki Check myki equipment. Why are the PTV and Victorian Minister for Transport allowing Myki to get away with this? Carrying out multiple transfers to a single credit card may affect your credit score by increasing or decreasing your credit utilization ratio (the percentage of the amount youve borrowed from your total available credit). To replace your myki online, you must be requesting the same fare concession type as your original myki. 0000005683 00000 n No. Consider a balance transfer card that has an intro $0 balance transfer fee for a certain time frame or waives the fee . Also if James or Patrick from the PTV call centre get to see this I'm sorry for being a cunt nugget. Aldimobile uses the Telstra network and SIMs and credit can be purchased at any Aldi supermarket. What credit cards don't require a deposit? If youre getting a 0% APR balance transfer card, check the duration of the promotional period and the APR that applies once the promo period ends. See the cost of your recent trips and balance You can also request up to two years of travel and transaction history by calling 1800 800 007. If you're travelling on a concession fare, you must make sure you hold the correct concession entitlement. I also had left-over balance on my old Android "Myki Mobile" phone - which I should use up. Pick a card that waives the balance transfer fee. But is it possible to go to a ticket booth and have the person there do it? You can also see your myki Money balance, myki Pass expiry and last 10 transactions on a myki machine, Quick Top Up or myki Check myki equipment. John Miller, Credit Cards Moderator. If you're still travelling after 2 hours, you'll be charged a daily fare. TL;DR lost 2 Mykis, had to buy another one and post in a form then wait up to 2 weeks for a replacement Myki. Children, seniors and concession go card holders travel at 50% of the normal adult fares. Wtf? Learn how to transfer a credit card balance from one credit card to another and take control of your finances for greater peace of mind, with Santander Bank. I also had left-over balance on my old Android "Myki Mobile" phone - which I should use up. You need to apply for a balance transfer. We'll block it and can arrange a refund to your new Mobile myki. <>/Filter/FlateDecode/Index[32 146]/Length 27/Size 178/Type/XRef/W[1 1 1]>>stream <>/BS<>/F 4/Rect[91.995 203.87 285.75 216.51]/StructParent 2/Subtype/Link>> Hold the phone still when touching on and off. The MoneyGeek editorial team ensures it stays up to date on the latest credit card offers as well as changes in fee structures. You might also lower your overall monthly payments and turn multiple bills into one easy payment. The card itself holds the balance, rather than a back office system telling the readers that the balance is available. 186 0 obj Save on interest charges by transferring your high-rate balances to your COPFCU Visa Credit Card. If you apply for a replacement online or over the phone, well send you a new myki with the transferred balance within 10 business days. 0000004139 00000 n Save Big With Low-Rate Balance Transfers. As a security measure, we don't allow payments via Mobile myki using anything other than a VISA/Mastercard. endobj NerdWallet's Best Balance Transfer & 0% APR Credit Cards of March 2023 Citi Simplicity Card: Best for Long 0% period on transfers + no late fees BankAmericard credit card: Best for. Or you can buy another card, then fill in a form and get the balance of the old one transferred, as well as a refund on the new card's purchase price. 0000009156 00000 n You would think they could have done it over the phone. Unregistered vehicle permit. If you transfer the total amount to a new card with a credit limit of $10,000 and close both your old accounts, your credit utilization ratio increases to 50%. If you're still travelling after 2 hours, you'll be charged a daily fare. If you have Mobile myki you can set Auto Load via the Google Pay app. 0000014445 00000 n This 0% interest period can help you carry your debt for a limited time without paying interest. If your registered myki or your smartphone with a Mobile myki is lost or stolen, you can report it online orcall us to block your myki. I know it's not possible to do it online. You can manage your Adelaide metroCARD online by setting up an account. The next question is whether MYKI is free before 7 a.m. On a weekday, train travel completed . If you have any questions about new credit cards, how to select the right card or how to improve your credit score, you can trust our experts to guide you in the right direction. If you are no longer entitled to a concession myki, and now need to obtain a full fare myki instead, you will need to purchase a new myki with the full fare travel entitlement. I recently upgraded my phone but apparently now when I go to Google Pay, I have to purchase a new card. <>/Metadata 30 0 R/Pages 29 0 R/StructTreeRoot 32 0 R/Type/Catalog/ViewerPreferences 180 0 R>> General concession available with Mobile myki can be used by any eligible concession card holder, but the only fare benefit will be the 50 per cent of full fare discount. For instance, the U.S. Bank Visa Platinum Card's 0% APR on balance transfers applies only on balances transferred within 60 days from account opening. I called, they told me it couldn't be done and that I would need to fill out a form. endstream I made the trip to Flinders st station, only to be told that NO, it has to be posted into Myki and they will mail me a new card! A reserved V/Line paper ticket can be replaced before your day of travel at any staffed V/Line station, once you complete a V/Line Passenger Refund Application Form. 2. This could save you money if you're moving the balance to a card with a much lower interest rate. They could have at least have forms on their website to print and send. 0000010193 00000 n You can register online, via the PTV app or call 1800 800 007 and registration is instant. 0000003774 00000 n The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired. Transferring balances from multiple credit cards to a single card to consolidate your debt might work well if you have a concrete payment plan in place. Now you cannot access it on your original device. For the amount of money that has been put into developing the system I'd think something as basic as that should be possible. The transfer of the funds from card 1 to card 2 only took a few days to show as a pending top up and it transferred to my new card when I next tapped on. Only time I had to was when my original myki was expiring. A quick tutorial to transfer your myki balance between google pays on different android phones. New comments cannot be posted and votes cannot be cast. I realise this is not a life-changer, but there's a principle at stake. What is the best credit card for excellent credit? Hoping to transfer the same balance repeatedly over time by using different balance transfer cards with 0% APR offers is fraught with risks. If your myki has expired, or is due to expire within 60 days, you're entitled to an on-the-spot replacement. More than a year ago, I needed to change my concession Myki to full fare (no longer a student). Here are some tips to save on fees and interest on a balance transfer. 182 0 obj 0000003014 00000 n 0000005119 00000 n In the Passes section, you'll then be able to see your Mobile myki and activate it to your new phone. Learning how to transfer a credit card balance to another card requires understanding the intricacies of the process. Nor does your card expire after 90 days of not getting used. New comments cannot be posted and votes cannot be cast. The . You can also top up: Online now Via the PTV app Instantly top up via the PTV app by scanning your myki card Travelling Your first touch on creates a 2 hour fare. https://www.ptv.vic.gov.au/tickets/refunds-and-replacements/#loststolen. No, you cannot transfer a balance from one Synchrony Bank credit card to another. I only realised this when my replacement card was lost and I called up for a new one. If you receive a check, you then need to forward it to your old card provider. myki Pass Great if you travel often and on consecutive days. Why Military Personnel Are Vulnerable to Identity Theft? +1myki cards are no like bank account cards where you need to transfer funds on a regular basis. Check your Mobile myki, you may be in negative balance or your myki Pass may have expired. How many level crossings could have been grade-separated with that money? If your registered myki card is lost or stolen, you can have your myki card replaced at any PTV Hub with the balance transferred within 7 days. However, the maximum amount you may transfer cannot exceed the available credit limit of your new card. Adelaide Metro metroCARDs are rechargeable plastic cards that you can use on buses, trains and trams. Yes. Also take note of any balance transfer fees, annual fees, APRs on purchases and added features. Your Victorian Student Pass or PTV School Student ID can be replaced on the spot at the location it was issued. I asked if I could go into a premium station and he said yes, if I see a staff member and have the details they can replace it on the spot, but it will take 5-10 business days for the money which was on my lost card to be transferred onto the new card. Got the train home to South Yarra, went to the service desk with my completed replacement form and then was told "we actually don't send these in you have to go and post it yourself". A balance transfer lets you use a credit card to pay debt on another credit card.
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