To allow for a longer performance comparison, we extended the available TSP fund price history for the C, G, F, I, and S funds with their underlying index data. FedSmith.com. While the year is still young, the TSP performance so far in 2023 is off to a good start. The interest rate paid by the G Fund securities is calculated monthly, based on the market yields of all U.S. Treasury securities with 4 or more years to maturity. website (such as prompting our cookie banner and remembering your privacy choices) and/or to monitor site This is a broad international market index, made up of primarily large companies in 22 developed countries. While the "F" in F fund stands for "fixed-income" the funds annual return is anything but fixed. Learn more, please visit our Cookie Statement page. Aggregate Bond Index, There are only two things required to double your TSP account over time. Below are the TSP fund performance figures for the G, F, C, S, I and L investment funds as calculated by the Thrift Savings Plan. This is a stock market index tracking the performance of 500 of the largest companies in the United States and is generally considered a standard for measuring overall stock market performance. Terms of Use | your data under the CCPA. to learn more. The Bond fund (Fixed Income) The F Fund is designed to match the performance of a Total U.S. $0.200/$1,000 account balance 0.020% (2.0 basis points). Last updated: February 02, 2023 at 03:39 PM. Supplementary cookies support additional functionality such as analytics. You cannot opt-out of our First Party Strictly Necessary The .gov means its official. He has written extensively on a full range of human resources topics in books and newsletters and is a co-founder of two companies and several newsletters onfederal human resources. Personal Information. G Fund account balances will continue to accrue earnings and will be updated each business day, and loans and withdrawals will be unaffected. The I Fund is the international investment option for the TSP as the companies in this index are primarily foreign (non-U.S.) companies. This article Supplementary cookies support additional functionality such as analytics. You can usually find these settings in the Options or Preferences menu of your 2022 TSP Fund Performance a broadly diversified index of the U.S. bond market. All of the current and historical daily share prices for the Thrift Savings Plan (TSP) are listed below. Aggregate contains such a large number of securities, tracking your browser across other sites and building up a profile of your interests. Should federal employees who were fired or resigned over the vaccine mandate be allowed to return to their jobs? department for further clarification about your rights as a California consumer by using this Exercise My Historical TSP fund performance, data, and charts Ability to track your own TSP account balance/performance Support Daily TSP Development One-time, lifetime, upgrade that is valid on all of your mobile/tablet devices Basic Free Version Daily TSP fund closing share prices Historical fund performance data Ability to create a My TSP account determining the most relevant content and advertisements to show you, and to monitor site traffic and browsers and GEMG properties, your selection will take effect only on this browser, this device and this use third-party cookies which are cookies from a domain different than the domain of the website you are Since we only track TSP funds on this website, we use the G fund returns as our risk-free investment. There are 10 active TSP Lifecycle Funds, and two retired funds. Because the TSP funds are trust funds that are regulated by the Office of the Comptroller of the Currency and not by the Securities and Exchange Commission (SEC), they do not have ticker symbols (i.e., unique identifiers assigned to securities, including mutual funds, registered with the SEC). This is a market index of small and medium-sized U.S. companies that are not included in the S&P 500 Index. You may opt out of our use of such In fact, the central bank is preparing to slow rate increases for a second consecutive meeting. Monday, February 27, 2023 Friday, February 24, 2023 Thursday, February 23, 2023 Wednesday, February 22, 2023 Tuesday, February 21, 2023 Readers have reported unhappy experiences with the new TSP website. ensure the proper functioning of our website (such as prompting our cookie banner and remembering your privacy Here are the latest fund returns. It tracks the MSCI EAFE (Europe, Australasia, Far East) Index. Federal government websites often end in .gov or .mil. web. We do not allow you to opt-out of our certain cookies, as they are necessary to Privacy Policy Standard deviation, also known as historical volatility, is used by investors as a gauge for the amount of expected volatility. Completion Total Stock Market (TSM) Index (. They do not store directly personal information, but are based on uniquely identifying your browser and Copyright 2007-2023 My Federal Retirement. This index includes over small and mid-sized 3000 companies. The Thrift Savings Plan offers five individual funds in which to invest: G Fund The G Fund is the Government Securities Investment Fund. The objective is to strike an optimal balance between the expected risk and return associated with each fund. As of the close of the stock market on January 23, here are the results for all of the TSP Funds. My Federal Retirement is not affiliated with the U.S. Federal Government. Aggregate Bond Index. The TSP states that the funds objective is to ensure preservation of capital and generate returns above those of short-term U.S. Treasury securities.. Likewise, all of the TSPs lifecycle (L) funds, which shift toward more stable investments as participants get closer to retirement, lost ground last month. . The .gov means its official. Payment of principal and interest is guaranteed by the U.S. Government. Help us tailor content specifically for you: A Promise of More Resources on DHS' 20th Birthday, Biden Unveils Proposal To Fight COVID Fraud, Navy Enterprise Service Desk: Modernizing Navy Services With Advanced Cloud-Based AI. The indexes we use do not account for fund expenses, so earlier returns are slightly higher. total TSP fund returns were negative for all of the TSP stock funds, House Committee Demands Answers on Ineligible FEHB Participants, How to Avoid Processing Delays with Your Federal Retirement Application, Number of TSP Millionaires Goes Up to 76,889 at Close of 2022, Dismal 2022 TSP Performance: One Fund Down 26% for the Year. Thrift Savings Plan (TSP) Summary of Returns Below are the TSP fund performance figures for the G, F, C, S, I and L investment funds as calculated by the Thrift Savings Plan. Our free email list gives you a weekly snapshot of the TSP funds' performance; sent weekly on Saturdays. Advertise | You will still ensure the proper functioning of our On December 31, 2022, the index included 13,133 notes and bonds. Completion Total Stock Market Index, MSCI EAFE (Europe, Australasia, Far East) Index. sites. Some TSP forms have been declared obsolete and are now handled differently. FedSmith.com. may not be reproduced without express written consent from Ralph R. Smith. TSP has an obligation to disclose these cookies. The site is secure. Neither TSPDataCenter.com nor any of its partners or representatives is in any way affiliated with the United States Government, the Federal Retirement Thrift Investment Board or the Thrift Savings Plan, and that the service being offered is not sanctioned by the United States Government, the Federal Retirement Thrift Investment Board or the Thrift Savings Plan. The TSP Portfolio Tracker application wasdiscontinuedon December 31, 2020 and is no longer in service. NEXT STORY: TSP performance by month for all of the Thrift Savings Plan (TSP) funds are listed below. Aggregate Bond Index (, Dow Jones U.S. BlackRock Institutional Trust Company, N.A.State Street Global Advisors Trust Company (effective 6/21/2021). Dow Jones U.S. TSP performance is down in February 2023 but still up for the year-to-date. Additionally, you may contact our legal These cookies are not used in a way that constitutes a sale of your data under the CCPA. Federally Employed Women Closes Black History Month Pressing for More Progress. You All of this impacted TSP performance last year. We also use cookies to personalize your experience on our websites, including by performance, so that we may improve our websites and your experience. Most of the portfolios in the federal governments 401(k)-style retirement savings program finished February in the red, although they did not perform poorly enough to erase the previous months gains. It invests in bonds which track the performance of the Bloomberg U.S. A retirement portfolio that contains stock funds, like the C, S, and I Funds, along with the F Fund, will tend to be less volatile than one that contains stock funds alone. TSP Fund Performance. 2022 was not a good year for stock returns in the Thrift Savings Plan (TSP). Advertise | A cookie is a small piece of data (text file) that a website when visited by a Privacy Policy | We also think of the "S" as Small, as in the Small Cap stocks. This is a stock market index tracking the performance of 500 of the largest companies in the United States and is generally considered a standard for measuring overall stock market performance. These cookies are not used in a way that constitutes a sale of The leading sector in the International fund is the financial sector and many banks in Europe are in deep trouble and explain the $120 billion per month of money printing by the European Central Bank today. Neither TSPDataCenter.com nor any of its partners or representatives is in any way affiliated with the United States Government, the Federal Retirement Thrift Investment Board or the Thrift Savings Plan, and that the service being offered is not sanctioned by the United States Government, the Federal Retirement Thrift Investment Board or the Thrift Savings Plan. This website uses cookies to enhance user experience and to analyze performance and Those negative factors are now leading to more positive news. Federal government websites often end in .gov or .mil. Because the U.S. Best TSP Allocation TSP F Fund 2021 TSP Lifecycle Funds TSP Funds to avoid TSP Allocation Percentage Guide the TSP Funds TSP TSP Smart blog TSP I fund TSP S fund TSP C fund TSP G fund TSP F fund TSP Tracked Indexes Seasonal Investing About Our Almanacs Seasonal Guides Santa Claus Rally The January Effect website. The S Fund is the Small cap stock Index investment fund. TSP performance by month for all of the Thrift Savings Plan (TSP) funds are listed below. The information collected might relate to you, your preferences or your device, and is mostly The S Fund is up 8.25%, the I Fund is up 7.92% and the C Fund is up 4.78%. The G Fund is often thought of as the "safest" TSP Fund as it never goes down. The results are showing up in the TSP returns so far in January. You can join other TSP participants on our popular TSP . Thrift Savings Plan F Fund Monthly Returns: Jan 2023: 3.25% -- Thrift Savings Plan G Fund Monthly Returns: Jan 2023: 0.34% : 6.25% Thrift Savings Plan I Fund Monthly Returns: Jan 2023: 8.43% -- Thrift Savings Plan L 2030 Fund Monthly Returns: Jan 2023: 4.87% -- Thrift Savings Plan L 2040 Fund Monthly Returns: Jan 2023: 5.78% -- Thrift Savings . These funds are a mix of the five core TSP funds (G, F, C, S, and I). The Thrift Savings Plan's government securities (G) fund was the only offering to stay positive last month, increasing 0.28%. We also share information about your use of our site with our social media, advertising This is a broad market index made up of the stocks of 500 large to medium-sized U.S. companies. Financial Planning Resources for Federal & Postal Employees. As those who have been investing in the stock market for a long time already know, one bad year does not determine the future of your investment portfolio. Privacy Policy | A description of each of the TSP funds is here. browser. Performance Average annual returns --YTD 1 yr 3 yr 5 yr 10 yr Summary Details as of 12/31/2022 Assets $30.2 billion Total expense ratio Learn more about the debt limit on the U.S. Department of the Treasury website. Those cookies are set by us and called first-party cookies. This may impact the Total expense ratio Federal government websites often end in .gov or .mil. The I Fund is the International Stock Index Investment Fund. As federal employees or individuals, we do not profit from our efforts but wish to recover basic expenses. F Fund investors are rewarded with the opportunity to earn higher rates of return over the long term than they would from investments in short-term securities such as the G Fund. Hopefully, TSP investors will be looking at a good return on their investment for the year after a disappointing 2022. There are three main ways that federal employees can take money out of the TSP after retirement. Click on any link in the table header to see performance charts and other details for that fund. The C Fund total decreased by $63.9 billion during the year. cookie banner and remembering your settings, to log into your account, to redirect you when you log out, The TSP 2022 Website and Unresolved Issues Published: January 3, 2023 There are approximately six million Thrift Saving Plan (TSP) participants who are federal employees, active military, and. If you have enabled privacy controls on your browser (such as a plugin), we have Here are the average net assets of each fund (in billions): At the end of December, there were 6.75 million TSP participants. It's calculated by subtracting the risk-free interest rate from the rate of return for a specific fund, and dividing the result by the standard deviation of the fund returns. cookies (and the associated sale of your Personal Information) by using this toggle switch. Due to rounding, numbers may not add up to exactly 100%. Preferences menu of your browser. Aggregate Bond Index, a broad index representing the U.S. bond market. I agree to the use of my personal data by Government Executive Media Group and its partners to serve me targeted ads. The I Fund is invested in a stock index fund that tracks the MCSI EAFE (Europe, Australasia, Far East) Index. If you want to opt out of all of our lead reports and lists, please submit a Get free TSP Fund price and performance updates via email, The Thrift Savings Plan also offers 10 Lifecycle Funds. 2023 by Government Media Executive Group LLC. They are designed designed to let you invest your entire portfolio in a single L Fund and get the best expected return for the amount of expected risk that is appropriate for you. When you visit the TSP website, we may place pieces of code, commonly referred to as "cookies," or similar technology on your device. But, to put it into perspective, the total plan balance of the TSP was almost $726 billion at the end of December 2022. By the end of 2022, the total TSP fund returns were negative for all of the TSP stock funds. An official website of the United States government. This index is made up of small and medium sized companies. When comparing investments, a high Sharpe Ratio is preferable. The Thrift Savings Plan is the defined contribution retirement plan federal employees and members of the uniformed services. Visit www.allaboutcookies.org By the end of the year, the C Fund was down -18.13%, the S Fund was down -26.26%, and the I Fund ended down -13.94%. The common stocks of the C Fund fell 2.44% in February, reducing its 2023 performance to 3.68% in the black. The table below summarizes the performance and risk characteristics of the five primary TSP Investment Funds [1]. Completion Total Stock Market (TSM) Index. It tracks the performance of the Dow Jones U.S. View historical monthly performance of all TSP funds all the way back to 1988. visiting for our advertising and marketing efforts. What it Takes to Be a TSP Millionaire in . Focus on active risk management and capital preservation. The table below compares TSP Coach returns to all the major TSP allocation plans minus fees. Aggregate Index. So far this year, the G Fund has gained 0.62%. U.S. Federal Employee Thrift Savings Plan (TSP) Forecast System Federal Employees own and operate this website. At the end of December 2022, the G Fund had 40.3% of assets totaling $292.6 billion. Volatile TSP funds like the C, S, and I fund have a high standard deviation, while the deviation of the G and F funds is lower. The TSP S fund tracks the performance of all the US stocks not in the SP500 index via an index called the Dow Jones Total US Stock Market Completion Index . Aggregate Bond Index, a broadly diversified index of the U.S. bond market. The FRTIBs Executive Director currently allocates the selection, purchase, investment, and management of assets contained in the F Fund to BlackRock Institutional Trust Company, N.A., and State Street Global Advisors Trust Company. content and messages you see on other websites you visit. Privacy Policy | TSP Performance Up in 2023 After Dismal 2022 Returns 2022 was not a good year for stock returns in the Thrift Savings Plan (TSP). Targeting cookies may be set through our site by our advertising partners. The Common Stock Index Investment (C) Fund. The federal government matches TSP contributions up to the first 5% of your salary. Obviously, these are large amounts of money. More TSP News if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[300,600],'tspdatacenter_com-box-4','ezslot_3',117,'0','0'])};__ez_fad_position('div-gpt-ad-tspdatacenter_com-box-4-0'); TheThrift Savings Plan (TSP)is a retirement savings and investment plan for federal employees and members of the military. Annual TSP Performance | TSPDataCenter.com Annual TSP Performance View the historical annual performance of all of the Thrift Savings Plan (TSP) funds going all the way back to 1988. Yes, Government Executive can email me on behalf of carefully selected companies and organizations. Net administrative expense ratio The F Fund tracks the Bloomberg U.S. Five are individual stock and bond funds, and the others are target retirement date funds. The S Fund is the Small cap stock Index investment fund. See all TSP funds The TSP G Fund allows investors to earn interest rates similar to those of long-term U.S. Treasury Bonds, but without any risk of loss of principal. personalize your experience with targeted ads. Aggregate Investment Grade Bond Index, a broad index representing the U.S. bond market. TSP Funds TSP Funds There are currently 15 investment funds in the Thrift Savings Plan. When you visit our website, we store cookies on your browser to collect etc.). The small- and mid-sized businesses in the S Fund lost 1.63%, bringing its 2023 gains down to 9.01%. An initial investment of $1,000 on 8/31/1990 would today be worth $23,981: The Thrift Savings Plan offers five individual funds in which to invest: The G Fund is the Government Securities Investment Fund. The MSCI EAFE Index is designed to represent the performance of large and mid-cap securities across 21 developed markets, including countries in Europe, Australasia and the Far East, excluding the U.S. and Canada. The F Fund is the Fixed Income Index Investment Fund. $0.780/$1,000 account balance 0.078% (7.8 basis points), Benchmark index Question? Before sharing sensitive information, make sure youre on a federal government site. This index s a broad-based fixed-income index representing intermediate term U.S. investment grade bonds. reducing its 2023 performance to 3.68% in the black. The G Fund is invested in short-term U.S. Treasury securities. You can make pretax contributions in a traditional TSP. At the end of 2021, FERS had a participation rate of 94.1% and uniformed services had a rate of 73.7%. The Thrift Savings Plan (TSP) is a retirement savings and investment plan for federal employees and members of the military. The I Fund has the largest gains for the month so far with an eye-popping return of 9.49%. The Daily TSP application programming interface (API) is a tool provided to our users in order to access our highly reliable and well curated TSP share price database. The Thrift Savings Plan offers five individual funds in which to invest:if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[300,250],'tspdatacenter_com-medrectangle-4','ezslot_6',113,'0','0'])};__ez_fad_position('div-gpt-ad-tspdatacenter_com-medrectangle-4-0'); The G Fund is the Government Securities Investment Fund. Here are the details based on 2023 contribution limits. The. traffic on our website. This index is made up of small and medium sized companies. Most of the TSP offerings are still up for the year so far. The Fixed Income Index Investment (F) Fund. It gives you the opportunity to invest in international stock markets and to gain a global equity exposure in your portfolio. For simplicity, we refer to it as the non-sp500 index. Less investment risk. The charts below show the historical performance and risk of investing in the TSP F Fund. can choose not to allow certain types of cookies, which may impact your experience of the site and the The token can be retrieved from the Settings menu of the Daily TSP App and is only provided for. Over the last 10 years, TSP Coach has proven it is the best. An initial investment of $1,000 on 8/31/1990 would today be worth $5,153: The L Income Fund, designed for people who have already begun making withdrawals, lost 0.55%; L 2025, 0.94%; L 2030, 1.54%; L 2035, 1.72%; L 2040, 1.88%; L 2045, 2.03%; L 2050, 2.16%; L 2055, 2.43%; L 2060, 2.44%; and L 2065, 2.44%. The table below shows the historical performance of the original (Classic) Lifecycle Funds, which became available for investment in August 2005: [5]. The TSP C fund is dominated by the new economy stocks (38%) while the TSP I fund only carries 14% of Tech and Communication Services. The C Fund tracks the performance of the S&P 500 index. You can set your browser to block or alert you about these cookies, but some parts As of 2/28/2023, the fund has a compound annual growth rate of 10.3%, annualized standard deviation of 18.4%, and Sharpe Ratio of 0.40. The target allocation of the L Funds changes automatically over time based on your projected retirement age, gradually shifting from more aggressive to more conservative as you approach your projected retirement date. Here is a summary of improvements that are on-going and planned for the near future. The F Fund is invested in a bond index fund that tracks the Bloomberg Barclays U.S. The Sharpe Ratio measures risk-adjusted performance. Social media cookies are set by a range of social media services that we have The overall risk is relatively low in comparison to certain other fixed income investments in the market because the F Fund includes only investment-grade securities. Performance & Risks Composition Portfolio Weight as of December 31, 2022 Sector Portfolio Weight 1 Portfolio Percentage Short-term U.S. Treasury securities 100.0% By law, the G Fund must be invested in nonmarketable U.S. Treasury securities specially issued to the TSP. TSPDataCenter.com is the one stop resource for federal employees and federal retirees to find current and historical Thrift Savings Plan (TSP) share prices and rate data for performance of each of the core TSP funds (G Fund, F Fund, C Fund, S Fund I Fund) as well as the Lifecycle (L) Funds. When comparing investments, a low standard deviation is preferable. Any abuse of the API may result in the revoking of your API token. $606 million was transferred into the I Fund, and $464 million was transferred into the G Fund. TSP Portfolio Tracker The TSP Portfolio Tracker application was discontinued on December 31, 2020 and is no longer in service. The name of each fund indicates ones projected retirement date. TSP Performance Disappoints in February: Year-to-Date Returns Still Positive, TSP Website: Status on Improving Performance and Investor Satisfaction, 2023 Inflation: Still High, But Going Down 2024 COLA Will Not Match 2023, Dow Jones U.S. If that happens, the Federal Reserve is likely to ease future interest-rate increases and potentially cut interest rates later this year. Five are individual stock and bond funds, and the others are target retirement date funds. Last updated: January 24, 2023 at 06:19 PM. No one can predict the future, but we can celebrate the positive TSP returns as 2023 starts to unfold. How many TSP millionaires are there? These funds are a mix of the five core TSP funds (G, F, C, S, and I). It tracks the MSCI EAFE (Europe, Australasia, Far East) Index. The TSP returns are off to a good start so far in 2023. By law, the F Fund must be invested in fixed-income securities. Learn more, please visit our Cookie Statement page. Many investors now anticipate a continuing reduction in the inflation rate. More if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[250,250],'tspdatacenter_com-box-1','ezslot_8',111,'0','0'])};__ez_fad_position('div-gpt-ad-tspdatacenter_com-box-1-0');report this adTrack the TSP by Email!Our free email list gives you a weekly snapshot of the TSP funds' performance; sent weekly on Saturdays.Email Address * (function($){window.fnames=new Array();window.ftypes=new Array();fnames[0]='EMAIL';ftypes[0]='email';fnames[1]='FNAME';ftypes[1]='text';fnames[2]='LNAME';ftypes[2]='text';fnames[3]='ADDRESS';ftypes[3]='address';fnames[4]='PHONE';ftypes[4]='phone';fnames[5]='BIRTHDAY';ftypes[5]='birthday';fnames[6]='FSOURCE';ftypes[6]='text';}(jQuery));var $mcj=jQuery.noConflict(true);if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[160,600],'tspdatacenter_com-banner-2','ezslot_5',114,'0','0'])};__ez_fad_position('div-gpt-ad-tspdatacenter_com-banner-2-0');report this adif(typeof ez_ad_units!='undefined'){ez_ad_units.push([[250,250],'tspdatacenter_com-large-leaderboard-1','ezslot_8',540,'0','0'])};__ez_fad_position('div-gpt-ad-tspdatacenter_com-large-leaderboard-1-0');report this ad. technologies for the following purposes: We do not allow you to opt-out of our certain cookies, as they are necessary to The .gov means its official. Our goal is to add 1% more yearly to your TSP plan. Subscribe to our free email list to get our news updates in your inbox. to learn more. Dont show this message again, Last updated: January 01, 2023 at 01:42 AM. Terms of Use | The G Fund, sometimes thought to be the safest TSP fund, is up 1.56% over the past 12 months and up 0.44% for the year-to-date.